{"id":21914,"date":"2021-09-16T17:04:18","date_gmt":"2021-09-16T21:04:18","guid":{"rendered":"https:\/\/www.dailypay.com\/?page_id=21914"},"modified":"2025-05-14T16:02:23","modified_gmt":"2025-05-14T20:02:23","slug":"on-demand-pay-solution-costs","status":"publish","type":"page","link":"https:\/\/www.dailypay.com\/on-demand-pay\/on-demand-pay-solution-costs\/","title":{"rendered":"Module 2: The Real Costs of  On-Demand Pay"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21914\" class=\"elementor elementor-21914\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10756843 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10756843\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec31e7b\" data-id=\"ec31e7b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c1e8459 elementor-widget elementor-widget-breadcrumbs\" data-id=\"1c1e8459\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a3f1248 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a3f1248\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b1dfac8\" data-id=\"6b1dfac8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43cf7960 elementor-widget elementor-widget-html\" data-id=\"43cf7960\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t  <section class=\"landing-section-padding p0\" style=\"display: flex;\">\n    <div class=\"landing-section-inner\" style=\"max-width: none;padding: 0px;\">\n      <div class=\"dp-column-text-img\">\n        <div class=\"dp-column-text-left\">\n          <h1 class=\"dp-font-50\" style=\"margin-bottom: 28px; max-width: 400px; margin-top: 0px;\">The Real Costs of On-Demand Pay<\/h1>\n          <p class=\"f16 \" style=\"margin-bottom: 15px; max-width: 440px;\">Breaking down the hard and soft costs of implementing and maintaining an on-demand pay solution.<\/p>\n          <p class=\"dp-font-18 f-weight-600\">Ready to get started with on-demand pay?<\/p>\n          <div class=\"dp-btn-wrap mb0 dp-mt24\" style=\"    align-items: flex-start;\"><a class=\"dp-btn-normal dp-blue-orange-btn dp-btn-width-full-mobile\" href=\"\/demo\" data-scroll rel=\"noreferrer noopener\">Speak With a Specialist<\/a><\/div>\n        <\/div>\n        <div class=\"dp-column-img-right\">\n          <div class=\"dp-video-height-350px\" style=\"width: 100%;\"><iframe style=\"width: 100%; height: 100%;\" title=\"Module 1A\" src=\"https:\/\/player.vimeo.com\/video\/653789718?h=07d48f0fa8&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5820b617 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5820b617\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2036a70e\" data-id=\"2036a70e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1eacd0c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1eacd0c7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7f3274d6\" data-id=\"7f3274d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-236d0554 elementor-widget elementor-widget-html\" data-id=\"236d0554\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t <div class=\"module-inside-page-template\">\n    <div class=\"sub-navigation-wrap m0\" style=\"margin-right: 0px;\">\n     <div class=\"table-of-contents modules-subnav-trigger\">\n      <div class=\"subnav-module-header-button-wrap\">\n       <h3 class=\"text-upper mt0 pl10 mb0\" style=\"text-transform: uppercase !important;font-size: 12px;\">In this Module<\/h3>\n       <div class=\"nav-mobile-subnav-module\">\n        <a id=\"nav-toggle-subnav-module\" href=\"#!\"><span><\/span><\/a>\n       <\/div>\n      <\/div>\n      <div class=\"module-subnav\">\n       <ul id=\"edu-modules-side-menu\">\n       <ul>\n        <li class=\"\"><a data-scroll href=\"#what-does-free-really-means\">What Does \u201cFree\u201d Really Mean?<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#get-the-numbers\">Get the Numbers<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#the-real-cost-of-odp-solutions\">The Real Costs of On-Demand Pay Solutions<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#each-model-makes-money-differently\">Each Model Makes money Differently<\/a><\/li>\n       <\/ul>\n      <\/div>\n     <\/div>\n    <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-64232f64 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"64232f64\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d8ca038 elementor-widget elementor-widget-ucaddon_dp_text\" data-id=\"5d8ca038\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Text -->\n<style>\/* widget: DP Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<p class=\"dp-font-12 navy-text dp-font-secondary f-weight-300 text-left dp-mb8 dp-mt24\" style=\"max-width: nonepx;margin: auto;\"><b style=\"color:#9799A0;padding-left: 8px\" >SHARE<\/b><\/p>\n<!-- end DP Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50e8bcbb elementor-share-buttons--view-icon elementor-share-buttons--skin-flat elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"50e8bcbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Share on twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_email\" role=\"button\" tabindex=\"0\" aria-label=\"Share on email\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fas fa-envelope\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6d15e6f2\" data-id=\"6d15e6f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c386f60 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c386f60\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-58939158\" data-id=\"58939158\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f371032 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"2f371032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>At a Glance<\/h3><p>Education is key when choosing an <a href=\"\/earned-wage-access\/#look-earned-wage-access\">on-demand pay vendor<\/a>. Consider the costs associated with implementing and maintaining the solution and decide which vendor is best for your business and employees.<\/p><ul><li>There are potential hard costs and softs cost when implementing on-demand pay. Understand how these will impact your business.<\/li><li>Consider how the vendor makes money. Is revenue tied to transaction fees, subscription fees, or another source?<\/li><li>Check out our interactive calculator to see how much money employee turnover costs your business.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62657e07 elementor-widget elementor-widget-text-editor\" data-id=\"62657e07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Many companies that want to improve their benefits packages and their employee experience have a limited budget to work with and want the highest return on investment possible.\u00a0<\/p><p>Enter on-demand pay.<\/p><p>While many on-demand pay vendors may advertise their technology as free to the employer, there may still be costs to consider.<span id=\"what-does-free-really-means\"><\/span><\/p><p>In this lesson, you\u2019ll learn what \u201cfree\u201d or \u201cfree to the employer\u201d really means, the hard and soft costs of implementation, and how various on-demand pay models make their money.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19d8da8a elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"19d8da8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 mt0\" style=\"max-width: px;margin: auto;\">What Does \u201cFree\u201d Really Mean?<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-254a54a elementor-widget elementor-widget-text-editor\" data-id=\"254a54a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We all know that few things in business are truly free, and on-demand pay solutions are no different. Each on-demand pay model has both hard and soft costs to consider, as details may differ from one vendor to another. It\u2019s important to dig in and educate yourself to make an informed decision about which cost structure will work best for you and your employees.\u00a0<\/p><p>For some on-demand pay vendors, \u201cfree\u201d often refers to the absence of fees charged to the employer and\/or employee.<\/p><p>However, businesses must consider soft costs such as additional workload, implementation time, and payroll support as they may be more expensive than the fees themselves.<\/p><p>Depending on the model, the responsibility of the fees may fall onto the employer or the employee. Many employers choose not to fund an additional benefit for their employees. On the other hand, <span id=\"get-the-numbers\"><\/span>solutions with excessive costs to employees may prevent them from enrolling.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-588f6ab elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"588f6ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 mt0\" style=\"max-width: px;margin: auto;\">Get the Numbers <\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6126fe3 elementor-widget elementor-widget-text-editor\" data-id=\"6126fe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>High <a class=\"inline-text-links\" href=\"https:\/\/www.dailypay.com\/resource-center\/blog\/employee-turnover\/\">employee turnover<\/a> is costly to your business. Studies have shown that companies with unhappy employees are 21% less profitable and disengaged employees can cost U.S. employers <a class=\"inline-text-links\" href=\"https:\/\/www.dailypay.com\/resource-center\/ebooks\/cfos-guide-on-demand-pay-5-top-tips\/\">up to $550 billion per year<\/a>.<\/p><p>Training, onboarding, and other costs can quickly add up. See exactly how much employee turnover is costing your company with this interactive calculator.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31fa7da elementor-widget elementor-widget-ucaddon_dp_employee_turnover_calculator\" data-id=\"31fa7da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_employee_turnover_calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Employee Turnover Calculator -->\n<style>\/* widget: DP Employee Turnover Calculator *\/\n\n#dp-turnover-calculator-container {\n  padding: 32px;\n  max-width: 650px;\n}\n\n.slider-header, .slider-thumb-label, .formula-label, .formula-text {\n  font-family: var(--secondary-font) !important;\n}\n\n.slider-header {\n  font-size: 24px;\n  line-height: 32px;\n}\n\n.slider-container {\n  align-items: center;\n  display: flex;\n  flex-flow: row nowrap;\n  margin-bottom: 60px;\n}\n\n.slider {\n  -webkit-appearance: none;\n  appearance: none;\n  border-radius: 4px;\n  height: 8px;\n  outline: none;\n  width: 100%;\n}\n.slider:hover {\n  opacity: 1;\n}\n\n\/* Putting the padding in .slider-input-container results in funky behavior for moving the label *\/\n.slider-input-container-padding {\n  padding: 0px 16px;\n  width: 100%;\n}\n.slider-input-container {\n  position: relative;\n  width: 100%;\n}\n\n.slider-bound-label {\n  font-size: 16px;\n  line-height: 24px;\n}\n\n.slider::-webkit-slider-thumb {\n  -webkit-appearance: none;\n  appearance: none;\n  background: var(--primary-color);\n  border-radius: 50%;\n  cursor: pointer;\n  height: 24px;\n  margin-top: -8px;\n  width: 24px;\n}\n.slider::-moz-range-thumb {\n  background: var(--primary-color);\n  cursor: pointer;\n  height: 24px;\n  width: 24px;\n}\n.slider::-webkit-slider-runnable-track {\n  background: rgba(254, 77, 1, 0.3); \/* var(--primary-color) with alpha channel *\/\n  border-radius: 4px;;\n  height: 8px;\n}\n.slider::-webkit-progress-bar {\n  background: green;\n}\n\n\/* Move wrapper so its label text can be centered under thumb *\/\n.slider-thumb-label-container {\n  display: flex;\n  justify-content: center;\n  position: absolute;\n  top: 32px;\n  width: 100%;\n}\n.slider-thumb-label {\n  font-size: 16px;\n  font-weight: 600;\n  line-height: 24px;\n}\n\n.formula-container {\n  background: #F5F5F5;\n  border-radius: 10px;\n  margin-top: 32px;\n  padding: 32px;\n  width: 100%;\n}\n\n.formula-label .formula-text {\n  font-family: var(--secondary-font);\n}\n.formula-label {\n  color: grey;\n  font-size: 14px;\n  font-weight: 600;\n  text-transform: uppercase;\n  margin-bottom: 16px;\n}\n.formula-text {\n  font-size: 42px !important;\n  font-weight: 600;\n}\n\n.disclaimer {\n  color: grey;\n  font-size: 14px;\n  margin-top: 32px;\n  text-align: center;\n  width: 100%;\n}\n.disclaimer-powered-by {\n  align-items: center;\n  display: flex;\n  flex-flow: row nowrap;\n  justify-content: center;\n  width: 100%;\n}\n.disclaimer-logo {\n  height: 20px !important;\n}\n\n<\/style>\n\n<div id=\"dp-turnover-calculator-container\">\n  <h4 class=\"slider-header\">How many employees do you have?<\/h4>\n  <div class=\"slider-container\">\n    <span id=\"employee-count-slider-min\" class=\"slider-bound-label\"><\/span>\n    <div class=\"slider-input-container-padding\">\n      <div class=\"slider-input-container\">\n        <input\n          id=\"employee-count-slider\"\n          class=\"slider\"\n          type=\"range\"\n        \/>\n        <div id=\"employee-count-slider-thumb-label-container\" class=\"slider-thumb-label-container\">\n          <div id=\"employee-count-slider-thumb-label\" class=\"slider-thumb-label\"><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <span id=\"employee-count-slider-max\" class=\"slider-bound-label\"><\/span>\n  <\/div>\n\n  <h4 class=\"slider-header\">What is your annual turnover rate?<\/h4>\n  <div class=\"slider-container\">\n    <span id=\"turnover-rate-slider-min\" class=\"slider-bound-label\"><\/span>\n    <div class=\"slider-input-container-padding\">\n      <div class=\"slider-input-container\">\n        <input\n          id=\"turnover-rate-slider\"\n          class=\"slider\"\n          type=\"range\"\n        \/>\n        <div id=\"turnover-rate-slider-thumb-label-container\" class=\"slider-thumb-label-container\">\n          <div id=\"turnover-rate-slider-thumb-label\" class=\"slider-thumb-label\"><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <span id=\"turnover-rate-slider-max\" class=\"slider-bound-label\"><\/span>\n  <\/div>\n\n  <h4 class=\"slider-header\">Cost per new hire<\/h4>\n  <div class=\"slider-container\">\n    <span id=\"new-hire-cost-min\" class=\"slider-bound-label\"><\/span>\n    <div class=\"slider-input-container-padding\">\n      <div class=\"slider-input-container\">\n        <input\n          id=\"new-hire-cost-slider\"\n          class=\"slider\"\n          type=\"range\"\n        \/>\n        <div id=\"hire-cost-slider-thumb-label-container\" class=\"slider-thumb-label-container\">\n          <div id=\"hire-cost-slider-thumb-label\" class=\"slider-thumb-label\"><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <span id=\"new-hire-cost-max\" class=\"slider-bound-label\"><\/span>\n  <\/div>\n\n  <br \/>\n\n  <div class=\"formula-container\">\n    <p class=\"formula-label\">fewer replacement hires<\/p>\n    <p id=\"fewer-hires-text\" class=\"formula-text\">0<\/p>\n    <br \/>\n    <p class=\"formula-label\">employer cost savings<\/p>\n    <p id=\"cost-savings-text\" class=\"formula-text\">0<\/p>\n  <\/div>\n\n  <div class=\"disclaimer\">\n    <div class=\"disclaimer-powered-by\">\n      <strong>Powered by<\/strong>&nbsp;\n      <img decoding=\"async\" class=\"disclaimer-logo\" src=\"https:\/\/www.dailypay.com\/wp-content\/uploads\/dailypay-logo.svg\" \/>\n    <\/div>\n    <br \/>\n    <span>\n      <strong>Disclaimer:<\/strong>\n      Calculations based on assumptions and annualized averages\n    <\/span>\n  <\/div>\n<\/div>\n<!-- end DP Employee Turnover Calculator -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44cd3aa elementor-widget elementor-widget-html\" data-id=\"44cd3aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"the-real-cost-of-odp-solutions\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7310b2 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"c7310b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 mt0\" style=\"max-width: px;margin: auto;\">The Real Costs of On-Demand Pay Solutions<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-482c11fb elementor-widget elementor-widget-text-editor\" data-id=\"482c11fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cost-related questions are first and foremost when considering new benefits. Let\u2019s explore the possible hard and soft costs associated with on-demand pay providers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4573c74c elementor-widget elementor-widget-html\" data-id=\"4573c74c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"dp-mt24 dp-mb24\"><strong>Potential Hard Costs<\/strong><\/p>\n<div class=\"dp-column-wrap\" style=\"gap: 30px\">\n    <div class=\"dp-column-wrap-2 p20 m0\" style=\"border: 1px solid #C6C7CA;border-top: 8px solid var(--primary-color);\">\n        <p><strong>For Employers<\/strong><\/p>\n        <ul>\n            <li><p>Implementation fees<\/p><\/li>\n            <li><p>Upgrade maintenance support<\/p><\/li>\n            <li><p>Employee support and education<\/p><\/li>\n            <li><p>Usage fees<\/p><\/li>\n        <\/ul>\n    <\/div>\n    <div class=\"dp-column-wrap-2 p20 m0\" style=\"border: 1px solid #C6C7CA;border-top: 8px solid var(--primary-color);\">\n        <p><strong>For Employees<\/strong><\/p>\n        <ul>\n            <li><p>Transaction fees<\/p><\/li>\n            <li><p>Subscription fees<\/p><\/li>\n            <li><p>\u201cTips\u201d for transactions<\/p><\/li>\n        <\/ul>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1131c260 elementor-widget elementor-widget-text-editor\" data-id=\"1131c260\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Potential Soft Costs<\/strong><\/p><ul><li>HR support costs, including time to address employee questions and complaints<\/li><li>Payroll support costs when there are questions about paycheck anomalies<\/li><li>IT support costs for technical questions<\/li><li>Implementation time from HR, Payroll, and IT<\/li><li>Ongoing payroll management time requirements<\/li><li>Employee communications, enrollment management, and onboarding<\/li><li>Regulatory and compliance cost implications and risk<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53478e24 elementor-widget elementor-widget-ucaddon_dp_text\" data-id=\"53478e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Text -->\n<style>\/* widget: DP Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<p class=\"dp-font-16 navy-text dp-font-secondary f-weight-300 text-left mb0 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">Make sure to ask potential providers <span id=\"each-model-makes-money-differently\"><\/span> about these costs in order to get a more accurate view of what it will actually cost to implement, offer and maintain this technology.<\/p>\n<!-- end DP Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5a630aac elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-mobile_extra\" data-id=\"5a630aac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f4c997a elementor-widget elementor-widget-html\" data-id=\"3f4c997a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"module-infographic-bar\">\n    <div class=\"infographic-bar-title\"><p class=\"dp-breadcrum text-upper f14 mb0\">Infographic<\/p><\/div>\n    <p class=\"mb0\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/module-2-1.jpg\"><\/p>\n    <div class=\"module-infographic-bar-inner\">\n    <p class=\"dp-font-primary dp-font-20\">On-Demand Pay: The Real Cost of On-Demand Pay<\/p>\n    <p class=\"mb0 dp-mt32\"><a href='\/wp-content\/uploads\/real-cost-on-demand-pay.pdf' target=\"_blank\" class=\"dp-blue-no-style-btn dp-dark-orange-link\">Download now <i class='fas fa-chevron-right f12'><\/i><\/a><\/p>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-59ebd70f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59ebd70f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7a1dabe6\" data-id=\"7a1dabe6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a6299b7 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"5a6299b7\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"odp-models\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 mt0\" style=\"max-width: nonepx;margin: auto;\">Each Model Makes Money Differently<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63ce16fc elementor-widget elementor-widget-text-editor\" data-id=\"63ce16fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Another important element to consider when choosing an on-demand pay provider is how the provider makes money. Although a particular provider may have no hard costs to the employer, there may be many fees to the employee.<\/p>\n<p>While payday lenders make their money from high-interest rates and fees, on-demand pay providers tend to charge a nominal subscription fee, transaction fee, or merchant fee. It\u2019s important to have all the facts when choosing the best fit for you and your business.<\/p>\n<p>This table illustrates how various vendor models are funded and considerations for each:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49fcc01f elementor-widget elementor-widget-html\" data-id=\"49fcc01f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"\" style=\"border-top: 8px solid var(--primary-color)\">\n    <div class=\"module-1-table\" style=\"margin-top: 3px;\">\n        <div class=\"module-1-table-left\" style=\"background: #FCEBE3\">\n            <p class=\"mb0 f-weight-600\">Model<\/p>\n        <\/div>\n        <div class=\"module-1-table-right\" style=\"background: #FCEBE3\">\n            <p class=\"mb0 f-weight-600\">Revenue source<\/p>\n        <\/div>\n        <div class=\"module-1-table-third\" style=\"background: #FCEBE3\">\n            <p class=\"mb0 f-weight-600\">Vendor example<\/p>\n        <\/div>\n    <\/div>\n    <div class=\"module-1-table\">\n        <div class=\"module-1-table-left\">\n            <p class=\"mb0 f-weight-600\">Digital on-demand pay<\/p>\n        <\/div>\n        <div class=\"module-1-table-right\">\n            <ul>\n                <li><p>Transaction fee<\/p><\/li>\n                <li><p>Subscription fee<\/p><\/li>\n            <\/ul>\n        <\/div>\n        <div class=\"module-1-table-third\">\n            <ul>\n                <li><p>DailyPay<\/p><\/li>\n                <li><p>Even<\/p><\/li>\n            <\/ul>\n        <\/div>\n    <\/div>\n    <div class=\"module-1-table\">\n        <div class=\"module-1-table-left\">\n            <p class=\"mb0 f-weight-600\">Proprietary HCM<\/p>\n        <\/div>\n        <div class=\"module-1-table-right\">\n            <ul>\n                <li><p>Bundled subscription<\/p><\/li>\n                <li><p>Merchant fees<\/p><\/li>\n            <\/ul>\n        <\/div>\n        <div class=\"module-1-table-third\">\n            <ul>\n                <li><p>Ceridian<\/p><\/li>\n                <li><p>Paylocity<\/p><\/li>\n            <\/ul>\n        <\/div>\n    <\/div>\n    <div class=\"module-1-table\">\n        <div class=\"module-1-table-left\">\n            <p class=\"mb0 f-weight-600\">Card solutions (Pay card\/neobank)<\/p>\n        <\/div>\n        <div class=\"module-1-table-right\">\n            <ul>\n                <li><p>Merchant fees<\/p><\/li>\n                <li><p>Sometimes also fees per transaction<\/p><\/li>\n            <\/ul>\n        <\/div>\n        <div class=\"module-1-table-third\">\n            <ul>\n                <li><p>Branch<\/p><\/li>\n                <li><p>Payactiv<\/p><\/li>\n                <li><p>Instant<\/p><\/li>\n            <\/ul>\n        <\/div>\n    <\/div>\n    <div class=\"module-1-table\">\n        <div class=\"module-1-table-left\">\n            <p class=\"mb0 f-weight-600\">Direct-to-consumer<\/p>\n        <\/div>\n        <div class=\"module-1-table-right\">\n            <ul>\n                <li><p>Users required to \u2018tip\u2019 for service or pay interest<\/p><\/li><span id=\"download-sample-rfp\"><\/span>\n            <\/ul>\n        <\/div>\n        <div class=\"module-1-table-third\">\n            <ul>\n                <li><p>Dave<\/p><\/li>\n                <li><p>Earnin<\/p><\/li>\n            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51defa58 elementor-widget elementor-widget-html\" data-id=\"51defa58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\n    $('#edu-modules-side-menu li a').click(function() {\n    $(this).closest(\"li\").addClass('active').siblings().removeClass('active');\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59cbc627 elementor-hidden-desktop elementor-widget elementor-widget-html\" data-id=\"59cbc627\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"module-infographic-bar-mobile\">\n    <div class=\"infographic-bar-title\"><p class=\"dp-breadcrum text-upper f14 mb0\">Infographic<\/p><\/div>\n    <div class=\"info-graphic-details-wrap-mobile\">\n    <p class=\"mb0\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/module-2-1.jpg\"><\/p>\n    <div class=\"module-infographic-bar-inner\">\n    <p class=\"dp-font-primary dp-font-20\">On-Demand Pay: The Real Cost of On-Demand Pay<\/p>\n    <p class=\"mb0 dp-mt32\"><a href='\/wp-content\/uploads\/real-cost-on-demand-pay.pdf' target=\"_blank\" class=\"dp-blue-no-style-btn dp-dark-orange-link\">Download now <i class='fas fa-chevron-right f12'><\/i><\/a><\/p>\n    <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"module-infographic-bar-mobile dp-mt32\">\n    <div class=\"infographic-bar-title\"><p class=\"dp-breadcrum text-upper f14 mb0\">Module 3<\/p><\/div>\n     <div class=\"info-graphic-details-wrap-mobile\">\n    \n    <p class=\"mb0\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/module-2-2.jpg\"><\/p>\n    <div class=\"module-infographic-bar-inner\">\n    <p class=\"dp-font-primary dp-font-20\">Implementing & Managing On-Demand Pay Solutions<\/p>\n    <p class=\"mb0 dp-mt32\"><a href='\/on-demand-pay\/on-demand-pay-solution-implementation\/' target=\"_blank\" class=\"dp-blue-no-style-btn dp-dark-orange-link\">Explore now <i class='fas fa-chevron-right f12'><\/i><\/a><\/p>\n    <\/div>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2ad5386f elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"2ad5386f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dbc9d97 elementor-widget elementor-widget-html\" data-id=\"4dbc9d97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"module-infographic-bar\">\n    <div class=\"infographic-bar-title\"><p class=\"dp-breadcrum text-upper f14 mb0\">Module 3<\/p><\/div>\n    <p class=\"mb0\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/module-2-2.jpg\"><\/p>\n    <div class=\"module-infographic-bar-inner\">\n    <p class=\"dp-font-primary dp-font-20\">Implementing & Managing On-Demand Pay Solutions<\/p>\n    <p class=\"mb0 dp-mt32\"><a href='\/on-demand-pay\/on-demand-pay-solution-implementation\/' class=\"dp-blue-no-style-btn dp-dark-orange-link\">Explore now <i class='fas fa-chevron-right f12'><\/i><\/a><\/p>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-270ce2d1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"270ce2d1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b797289\" data-id=\"b797289\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ddc0b05 elementor-widget elementor-widget-html\" data-id=\"1ddc0b05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"previous-module-wrap\" href=\"\/on-demand-pay\/on-demand-pay-solutions\/\">\n    <div class=\"previous-module-wrap-inner\">\n         <div class=\"previous-module-wrap-left\">\n             <i class=\"fas fa-chevron-left\"><\/i>\n         <\/div>\n         <div class=\"previous-module-wrap-right\">\n             <p class=\"dp-mb32 dp-breadcrum f14 text-upper\">Previous<\/p>\n             <h3 class=\"mb0 dp-font-24\">Module 1:<br>Why You Need On-Demand Pay<\/h3>\n         <\/div>\n    <\/div>\n<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element 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<\/div>\n<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a0e23f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a0e23f6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-648b6a97\" data-id=\"648b6a97\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73c5c032 elementor-widget elementor-widget-image\" data-id=\"73c5c032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"75\" height=\"51\" src=\"https:\/\/www.dailypay.com\/wp-content\/uploads\/dp-sunrise-orange.png\" class=\"attachment-large size-large wp-image-23896\" alt=\"An orange half-circle graphic with a flat bottom and a smooth gradient, resembling a setting or rising sun against a blank background, reminiscent of the minimalist design elements highlighted in the Ewa Mercator 2021 report.\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f8f449a elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"5f8f449a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-50 white-text dp-font-primary f-weight-300 text-center dp-mb24 dp-mt48\" style=\"max-width: 730px;margin: auto;\">Learn How You Can Get Started With On-Demand Pay<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78f68150 elementor-widget elementor-widget-ucaddon_dp_button\" data-id=\"78f68150\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Button -->\n<style>\/* widget: DP Button *\/\n\n.dp-blue-white-btn:hover{\ncolor: var(--blue-color) !important;\n}\n\n<\/style>\n\n<div class=\"dp-btn-wrap dp-mt16 mb0 \" style=\"justify-content: center;\">\n <a class=\"dp-btn-normal dp-white-orange-btn \" href=\"\/demo\/\" target=\"_self\">Speak With a Specialist <i class=\"fas fa-chevron-right\" style=\"font-size: 12px;position: relative;bottom: 1px;margin-left: 1px;display:none\"><\/i><\/a>\n<\/div>\n<!-- end DP Button -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Real Costs of On-Demand Pay Breaking down the hard and soft costs of implementing and maintaining an on-demand pay solution. Ready to get started with on-demand pay? Speak With a Specialist In this Module What Does \u201cFree\u201d Really Mean? Get the Numbers The Real Costs of On-Demand Pay Solutions Each Model Makes money Differently<a class=\"read-more\" href=\"https:\/\/www.dailypay.com\/on-demand-pay\/on-demand-pay-solution-costs\/\">Read More<\/a><\/p>\n","protected":false},"author":71,"featured_media":0,"parent":21902,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"tags":[],"class_list":["post-21914","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Module 2: The Real Costs of On-Demand Pay - DailyPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dailypay.com\/on-demand-pay\/on-demand-pay-solution-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Module 2: The Real Costs of On-Demand Pay\" \/>\n<meta property=\"og:description\" content=\"The Real Costs of On-Demand Pay Breaking down the hard and soft costs of implementing and maintaining an on-demand pay solution. 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