{"id":22595,"date":"2021-10-15T09:03:52","date_gmt":"2021-10-15T13:03:52","guid":{"rendered":"https:\/\/www.dailypay.com\/?p=22595"},"modified":"2023-06-08T14:15:15","modified_gmt":"2023-06-08T18:15:15","slug":"my-money-need-it-now","status":"publish","type":"post","link":"https:\/\/www.dailypay.com\/resource-center\/financial-literacy\/my-money-need-it-now\/","title":{"rendered":"\u201cIt\u2019s My Money and I Need It NOW!\u201d"},"content":{"rendered":"\n<p>Do you remember <a href=\"https:\/\/www.youtube.com\/watch?v=HX0fIi3H-es\">that old commercial<\/a> from the American financing company, J.G. Wentworth, with all of the people yelling out the window, \u201cIt\u2019s my money and I need it NOW\u201d? About 20 years later, we wish we had come up with that commercial for DailyPay!<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-4-3 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"JG Wentworth - Its My Money &amp; I Need It Now Commercial\" width=\"640\" height=\"480\" src=\"https:\/\/www.youtube.com\/embed\/HX0fIi3H-es?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>This \u201cvintage\u201d TV ad relates to the way so many American workers feel in 2021. They can\u2019t get access to their pay when they need it because their companies decide when they will get paid.The two-week pay cycle is part of this archaic financial system that dates back 70 years, to World War II. Today, we are so far away from the economics of a post-war economy that this structure is no longer relevant. It is time for a long-overdue change. This misalignment creates a cash flow shortfall, which hourly workers have historically filled via expensive forms of short-term credit, such as payday loans, installment loans, auto title loans, pawn loans, overdraft fees and late fees. Nearly 3 out of every 4 U.S. employees (72%) <a href=\"https:\/\/www.kronos.com\/about-us\/newsroom\/death-traditional-pay-check-us-workers-want-faster-access-wages-finds-workforce-institute-kronos-survey#:~:text=Today%27s%20on%2Ddemand%20society%20should,Workforce%20Institute%20at%20Kronos%20Incorporated.\" target=\"_blank\" rel=\"noreferrer noopener\">want access to their wages before their payday<\/a>, so if you want early access to your pay, you are not alone. At DailyPay, we made it our mission to create a new financial system by rewriting the invisible rules of money, and we\u2019re starting with pay.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"506\" src=\"https:\/\/www.dailypay.com\/wp-content\/uploads\/spiderman-my-money.jpg\" alt=\"\" class=\"wp-image-22605\" srcset=\"https:\/\/www.dailypay.com\/wp-content\/uploads\/spiderman-my-money.jpg 900w, https:\/\/www.dailypay.com\/wp-content\/uploads\/spiderman-my-money-500x281.jpg 500w, https:\/\/www.dailypay.com\/wp-content\/uploads\/spiderman-my-money-768x432.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-dailypay-heading undefined\" data-version=\"1f68\"><h2 class=\"heading color_navy \"><strong>How DailyPay Enables People To Get THEIR Money NOW<\/strong><\/h2><\/div>\n\n\n\n<p>DailyPay is a benefit that your employer can offer to you that will give you access to your earned pay as you earn it. It isn\u2019t a <a href=\"https:\/\/www.dailypay.com\/blog\/paycheck-advance\/\">paycheck advance<\/a>. It is YOUR money that you have already earned. Why should you have to wait two weeks for the money you earn each day? Labor is rendered in real time, so why not your wages? If your employer is a DailyPay client, all you need to do to access your earned pay is to <a href=\"https:\/\/dailypay.app.link\/FinLit\">sign up for DailyPay<\/a> and then decide if you want your pay instantly or the next day. You will pay a fixed, flat rate to access it.<\/p>\n\n\n\n<div class=\"wp-block-dailypay-heading undefined\" data-version=\"1f68\"><h2 class=\"heading color_navy \"><strong>How can I access my paycheck now?<\/strong><\/h2><\/div>\n\n\n\n<p>DailyPay gives you more control over your pay. If your employer offers DailyPay, some of the benefits you have include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On-demand access to 100% of earned net pay 24\/7\/365<\/li>\n\n\n\n<li>Ability to transfer your earned pay instantly or next day<\/li>\n\n\n\n<li>Ability to transfer money into your savings account before payday (for free)<\/li>\n\n\n\n<li>Access to your own money in case of an emergency<\/li>\n\n\n\n<li>Seeing how much you earn each day, which makes it easier for you to <a href=\"https:\/\/www.dailypay.com\/financial-literacy\/employee-budgeting-dailypay-2021\/\">budget<\/a><\/li>\n<\/ul>\n\n\n\n<p>With DailyPay, you can make any day payday, something that so many people need today. So, if you relate to J.G. Wentworth\u2019s \u201cIt\u2019s my money and I need it NOW\u201d commercial, then DailyPay might be a great option for you.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-dailypay-heading undefined\" data-version=\"1f68\"><h3 class=\"heading color_navy \">See if your employer offers DailyPay!<\/h3><\/div>\n\n\n\n<span class=\"wp-block-dailypay-btn\" data-version=\"e71b\"><a class=\"btn btn-primary \" href=\"https:\/\/account.dailypay.com\/signup\" target=\"_blank\" rel=\"noopener\">Find an Account<\/a><\/span>\n","protected":false},"excerpt":{"rendered":"<p>Do you remember that old commercial from the American financing company, J.G. Wentworth, with all of the people yelling out the window, \u201cIt\u2019s my money and I need it NOW\u201d? About 20 years later, we wish we had come up with that commercial for DailyPay! This \u201cvintage\u201d TV ad relates to the way so many<a class=\"read-more\" href=\"https:\/\/www.dailypay.com\/resource-center\/financial-literacy\/my-money-need-it-now\/\">Read More<\/a><\/p>\n","protected":false},"author":32,"featured_media":22602,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[145],"tags":[566,391],"class_list":["post-22595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-literacy","tag-budgeting","tag-saving-money"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u201cIt\u2019s My Money and I Need It NOW!\u201d - DailyPay<\/title>\n<meta name=\"description\" content=\"Learn how to get instant access to the money you have already earned - with pay on demand it is easy and every employee has the right.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dailypay.com\/resource-center\/financial-literacy\/my-money-need-it-now\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u201cIt\u2019s My Money and I Need It NOW!\u201d\" \/>\n<meta property=\"og:description\" content=\"Learn how to get instant access to the money you have already earned - with pay on demand it is easy and every employee has the right.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dailypay.com\/resource-center\/financial-literacy\/my-money-need-it-now\/\" \/>\n<meta property=\"og:site_name\" content=\"DailyPay\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/dailypay\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/trydailypay\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-15T13:03:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-08T18:15:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.dailypay.com\/wp-content\/uploads\/its-my-money-need-it-now.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"DailyPay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@dailypay\" \/>\n<meta name=\"twitter:site\" content=\"@dailypay\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DailyPay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u201cIt\u2019s My Money and I Need It NOW!\u201d - 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