{"id":34028,"date":"2023-02-01T09:33:54","date_gmt":"2023-02-01T14:33:54","guid":{"rendered":"https:\/\/www.dailypay.com\/?page_id=34028"},"modified":"2025-08-11T14:52:41","modified_gmt":"2025-08-11T18:52:41","slug":"employee-financial-wellness-2","status":"publish","type":"page","link":"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/","title":{"rendered":"What You Need to Know About Employee Financial Wellness"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"34028\" class=\"elementor elementor-34028\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-24861724 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"24861724\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-549001c6\" data-id=\"549001c6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61dfd184 elementor-widget elementor-widget-breadcrumbs\" data-id=\"61dfd184\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63ad779a elementor-section-full_width blog-hero-section elementor-section-height-default elementor-section-height-default\" data-id=\"63ad779a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5018b8a0 blog-hero-sec-column\" data-id=\"5018b8a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-section elementor-inner-section elementor-element elementor-element-471f3248 blog-hero-sec-inner elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"471f3248\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6459e6d2 blog-hero-title-sec\" data-id=\"6459e6d2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26333f4d elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"26333f4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What You Need to Know About Employee Financial Wellness<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ada6f58 blog-hero-image-sec\" data-id=\"ada6f58\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cd29576 elementor-widget elementor-widget-image\" data-id=\"3cd29576\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"608\" height=\"442\" src=\"https:\/\/www.dailypay.com\/wp-content\/uploads\/Employee-Financial-Wellness-1.png\" class=\"attachment-full size-full wp-image-34000\" alt=\"A diagram explaining the importance of financial wellness for employees, showing that it&#039;s an employer&#039;s responsibility, it can be supported in various ways, and that financially well employees are more motivated\u2014making it a key employee retention strategy.\" srcset=\"https:\/\/www.dailypay.com\/wp-content\/uploads\/Employee-Financial-Wellness-1.png 608w, https:\/\/www.dailypay.com\/wp-content\/uploads\/Employee-Financial-Wellness-1-500x363.png 500w\" sizes=\"(max-width: 608px) 100vw, 608px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7373ce14 elementor-widget elementor-widget-html\" data-id=\"7373ce14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"employee-financial-wellness\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1756377e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1756377e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-76165e8d\" data-id=\"76165e8d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d80f3b1 elementor-widget elementor-widget-html\" data-id=\"3d80f3b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t <div class=\"module-inside-page-template\">\n    <div class=\"sub-navigation-wrap m0\" style=\"margin-right: 0px;\">\n     <div class=\"table-of-contents modules-subnav-trigger\">\n      <div class=\"subnav-module-header-button-wrap\">\n       <h3 class=\"text-upper mt0 pl10 mb0\" style=\"text-transform: uppercase !important;font-size: 12px;\">In this Article<\/h3>\n       <div class=\"nav-mobile-subnav-module\">\n        <a id=\"nav-toggle-subnav-module\" href=\"#!\"><span><\/span><\/a>\n       <\/div>\n      <\/div>\n      <div class=\"module-subnav\">\n       <ul id=\"edu-modules-side-menu\">\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness\">What Is Employee Financial Wellness?<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness-important\">Why is Employee Financial Wellness Important?<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness-improve\">How to Improve Employee Financial Wellness<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness-program\">Most Common Employee Financial Wellness Program<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness-traditional\">Traditional Employee Financial Wellness Benefits<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness-benefits\">Modern Employee Financial Wellness Benefits<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness-improve-happens\">What Happens When Employees Improve Their Financial Wellness<\/a><\/li>\n        <li class=\"\"><a data-scroll href=\"#employee-financial-wellness-improving\">Improving Employee Financial Wellness<\/a><\/li>\n       <\/ul>\n      <\/div>\n     <\/div>\n    <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-38a7a9c4\" data-id=\"38a7a9c4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-278a0ff9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"278a0ff9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-37d694b\" data-id=\"37d694b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e4cb11 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"9e4cb11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 mt0\" style=\"max-width: px;margin: auto;\">What Is Employee Financial Wellness?<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3359173 elementor-widget elementor-widget-text-editor\" data-id=\"3359173\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Employee financial wellness is an employee\u2019s ability to effectively manage their finances. The best way to make good financial decisions is to be prepared for emergencies, spend within means, plan for the future, and utilize available financial <span id=\"employee-financial-wellness-important\"><\/span>tools and information.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcf53c2 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"bcf53c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">Why is Employee Financial Wellness Important?<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afe99a4 elementor-widget elementor-widget-text-editor\" data-id=\"afe99a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A company\u2019s most important investment is its workforce, so the financial wellness of employees directly affects its bottom line.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ca8971 elementor-widget elementor-widget-html\" data-id=\"9ca8971\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dp-column-wrap pb60\">\n    <div class=\"dp-column-wrap-2 pl50\" style=\"display: flex;align-items: center;\">\n        <h3 class=\"orange-text mb0 max-300\" style=\"margin: inherit\">73%<\/h3>\n    <\/div>\n    <div class=\"dp-column-wrap-2\">\n        <p class=\"mb0 dp-font-20 f-weight-500\">of Americans rank finances as the No.1 stress in life, according to a CNBC poll.<sup>1<\/sup><\/p>\n    <\/div>\n<\/div>\n<div id=\"benefits-for-employer\"><\/div>\n<div style=\"height: 13px;background: var(--primary-color);margin-left: 50px;max-width: 75px\"><\/div>\n<div style=\"border-bottom: 1px solid var(--primary-color)\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dc8fe5 elementor-widget elementor-widget-text-editor\" data-id=\"1dc8fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>According to research published by Zippia:\u00a0<\/p><ul><li>More than 50% of workers are not engaged at work because of stress<sup>2<\/sup><\/li><li>1 million employees miss work every day because of stress<sup>3<\/sup><\/li><li>83% of US workers suffer from work-related stress, with 25% saying their job is the number one stressor in their lives<sup>2<\/sup><\/li><li>Depression-induced absenteeism costs US businesses $51 billion a year, as well as an additional $26 billion in treatment costs<sup>2<\/sup><\/li><\/ul><p>Having control over finances and being able to make different choices is vital to employee well-being, motivation, productivity, and loyalty.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13fc592 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"13fc592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">How to Improve Employee Financial Wellness<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-551de8b elementor-widget elementor-widget-text-editor\" data-id=\"551de8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Although employers can\u2019t completely eradicate stress from their employees\u2019 lives, they can help alleviate financial stress and improve employee financial wellness.<\/p><p>Employers can offer financial wellness benefits that encourage employees to keep track of earnings and expenses, pay bills on time, save, budget for the future, gain financial knowledge, and more.<\/p><p>Good financial wellness is essential to achieving financial well-being.<\/p><p>There are two types of financial wellness benefits: traditional and modern.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a012a5 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"6a012a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">Most Common Employee Financial Wellness Program<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7765569 elementor-widget elementor-widget-text-editor\" data-id=\"7765569\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Employee financial wellness programs are nothing new and have been offered to employees for decades. There are plenty of companies and services that help improve financial wellness in employees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f17f24 elementor-widget elementor-widget-text-editor\" data-id=\"3f17f24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Types of financial wellness programs include:<\/h5><ul><li>Personalized financial counseling<\/li><li>Financial education courses<\/li><li>Debt reduction programs<\/li><li>Support groups<\/li><li id=\"employee-financial-wellness-traditional\">And more<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab9acdc elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"ab9acdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">Traditional Employee Financial Wellness Benefits<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1845a8 elementor-widget elementor-widget-text-editor\" data-id=\"d1845a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In addition to the above mentioned programs, most employees expect traditional benefits like health care and 401(k)s, but there are also other programs and benefits that can be beneficial.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17059ed elementor-widget elementor-widget-text-editor\" data-id=\"17059ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ongoing Financial Education<\/strong><\/p>\n<p>Offering educational courses is an effective way to improve employee financial wellness. A wealth of free and paid resources is available to you, and choosing the right program depends on your needs and those of your staff. To get the best business outcomes, you want to have the most productive and motivated staff, and to do that, you need to address their specific financial needs.<\/p>\n<p>That\u2019s why the first step to offering financial courses is asking your staff what they want. There\u2019s no one-size-fits-all when it comes to financial education, so the more specific you can be, the more your employees will appreciate you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3be4a4 elementor-widget elementor-widget-text-editor\" data-id=\"e3be4a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Financial education course ideas<\/h5>\n<ul>\n<li>Best methods for repaying student loans<\/li>\n<li>Homebuyer programs specific to your city\/state<\/li>\n<li>Breaking down the top retirement tools<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4b431 elementor-widget elementor-widget-text-editor\" data-id=\"7d4b431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>But just making the curriculum available isn\u2019t enough, you have to take into account the time, energy, desire and more needed to learn.<br \/>Few employees want to take a financial education class when they get home from work, and offering classes during work hours compromises learning as employees multitask and get distracted.\u00a0<\/p><p>Look to gamification strategies to encourage putting all this education to good use. With personalized educational programs, you can segment your employees by progress. Then give them at-home or at-desk assignments, like switching to a fee-free bank or spending 10 minutes every day fine-tuning their budget or opening a savings account for emergency funds.<\/p><p>Segmenting is important for another reason. The financial concerns of employees in their 20s are very different from the financial concerns of employees in their 50s. A high-school age or 20-something employee will be more receptive to lessons on car financing, student loans and savings goals like emergency and vacation funds, but they might be less interested in the nuances of retirement and mortgages.<\/p><p>By offering the time, motivation and encouragement to transfer financial information to financial empowerment, you can create a culture that is open about the practice of money management. By focusing your work culture on financial literacy, your employees will learn the importance of being money smart.<\/p><p><strong>Student Loan Aid<\/strong><\/p><p>About 44 million Americans are saddled with student loan debt, equaling around $1.75 trillion.<sup>3<\/sup> Loan-repayment programs are gaining in popularity, especially where companies are on the hunt for high-demand skills.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e9a1f elementor-widget elementor-widget-text-editor\" data-id=\"60e9a1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Types of Employer Student Loan Aid<\/h5>\n<ul>\n<li><strong>CARES Act:<\/strong> Allows employers to make tax-exempt student loan repayments up to $5,250 annually<\/li>\n<li><strong>Benefits Swap:<\/strong> Allows employees to swap traditional benefits for loan repayments<\/li>\n<li><strong>401(k) Match:<\/strong> Allows employers to make 401(k) contributions equal to student loan payments<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0c5db9 elementor-widget elementor-widget-text-editor\" data-id=\"d0c5db9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A company that wants to remain competitive on the job market should consider student loan aid, but even if you do, it may not be enough to reach every employee. Many of your employees may not have any student loans, but they may still need help improving their financial wellness.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f13987 elementor-widget elementor-widget-text-editor\" data-id=\"8f13987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Financial Planning Services and Online Tools<\/strong><\/p>\n<p>Make financial wellness a priority. Companies like LearnVest and HelloWallet offer services that help employees better manage and save their money. Programs like these can add another layer of personalization by addressing particular financial concerns, like paying for college or saving for retirement or home purchase.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-851459b elementor-widget elementor-widget-text-editor\" data-id=\"851459b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Next-generation 401(k)<\/strong><\/p>\n<p>It\u2019s old news to offer a 401(k) with an employer matching a percentage of an employee\u2019s contribution. What\u2019s new is automatic enrollment, but it\u2019s starting to be more common, as is automated escalation, in which an employee\u2019s savings rate is annually bumped incrementally by one or two percentage points.\u00a0<\/p>\n<p>However, this benefit doesn\u2019t accommodate every financial situation, and an opt-out should be offered at time of onboarding and at any point <span id=\"employee-financial-wellness-benefits\"><\/span>of employment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fc9ba2 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"1fc9ba2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">Modern Employee Financial Wellness Benefits<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09c96f2 elementor-widget elementor-widget-text-editor\" data-id=\"09c96f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Everybody\u2019s financial situation is different, so traditional programs like 401(k)s don\u2019t benefit everyone equally. Offering customizable benefits is the most effective and fair way to improve financial wellness for all employees. Financial wellness benefits that are personalized and different for each employee are the most useful in today\u2019s rapidly changing society. Here are some personalized financial wellness benefits employees like.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f584f1 elementor-widget elementor-widget-text-editor\" data-id=\"9f584f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Full Earnings Transparency<\/strong><\/p>\n<p>With work notions changing over the past few years, more and more employees are feeling empowered to take more control over their earnings, and one way to do that is by having full transparency into earnings.<\/p>\n<p>It is important for employees to know how much money they earn in order to achieve financial well-being. Despite what seems obvious, most employees don&#8217;t know how much money they&#8217;ve earned until they receive their paycheck, and in order to calculate exactly how much money they earned per day or per shift, they have to divide the total by the number of hours they worked and take into account taxes, withholdings, and more. By giving employees a simple way to track their earnings per shift, you can build trust and help employees feel more confident about their finances.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d322a48 elementor-widget elementor-widget-text-editor\" data-id=\"d322a48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>On-demand Pay<\/strong><\/p><p>A salary raise can&#8217;t solve everyone&#8217;s financial problems, but it is possible to pay them frequently enough to solve some.\u2028\u2028<\/p><p>On-demand pay tools allow employees to get their earned pay whenever they want, without having to wait for payday. The best on-demand pay providers allow employees to access their earnings without making them pay a fee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a529a3d elementor-widget elementor-widget-html\" data-id=\"a529a3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dp-column-wrap pb60\">\n    <div class=\"dp-column-wrap-2 pl50\" style=\"display: flex;align-items: center;\">\n        <h3 class=\"orange-text mb0 max-300\" style=\"margin: inherit\">60%<\/h3>\n    <\/div>\n    <div class=\"dp-column-wrap-2\">\n        <p class=\"mb0 dp-font-20 f-weight-500\">of Americans are reported living paycheck to paycheck, on-demand pay is one of the best employee financial wellness benefits available today.<sup>4<\/sup><\/p>\n    <\/div>\n<\/div>\n<div id=\"benefits-for-employer\"><\/div>\n<div style=\"height: 13px;background: var(--primary-color);margin-left: 50px;max-width: 75px\"><\/div>\n<div style=\"border-bottom: 1px solid var(--primary-color)\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a28b4d elementor-widget elementor-widget-text-editor\" data-id=\"1a28b4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Real-time Rewards<\/strong><\/p>\n<p>Employee recognition programs are nothing new, but they\u2019re either unwieldy, costly and unmotivating. When employees are instantly recognized for their work, it\u2019s easier for them to associate winning work behavior with a reward, motivating them to be more productive.<\/p>\n<p>The option of adding a bonus to your employee&#8217;s next paycheck, or even giving him or her a gift card, both have pros and cons. The most effective employee recognition tools allow employers to instantly give employees digital cash rewards without having to do any extra work regarding taxes or payroll. You can even find tools that allow you to empower regional managers to reward local teams with full autonomy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ad01bc elementor-widget elementor-widget-text-editor\" data-id=\"5ad01bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Simple Savings Tools<\/strong><\/p><p>Simple Savings Tools<br \/>According to a Harris Poll Consumer Finances study commissioned by DailyPay and Funding Our Future, 87% of employed Americans say it is at least somewhat important that their employer offers a retirement savings program, such as a 401(k) account.<sup>5\u00a0<\/sup><\/p><p>Americans think it\u2019s important to save money, and they expect their employers to help them do so. This means offering traditional programs like 401(k)\u2019s and IRA accounts, but also offering simple, no-frills ways to save. Not every employee has the resources needed to learn how to most effectively fund a 401(k), Roth IRA, HSA or any of the other traditional savings tools usually available to employees, but every employee understands the concept of setting aside 10% from each paycheck for a rainy-day fund. They just need simple tools that allow them to save, like DailyPay\u2019s multiple savings features that allow employees to set aside cash in just a tap.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-971789a elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"971789a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">What Happens When Employees Improve Their Financial Wellness<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86aa389 elementor-widget elementor-widget-text-editor\" data-id=\"86aa389\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>DailyPay was created to help employers offer modern financial wellness benefits to their employees, and help employees improve their financial wellness. We\u2019ve done the research, and here are the effects of helping employees improve their financial wellness with DailyPay.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4be85a elementor-widget elementor-widget-html\" data-id=\"c4be85a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dp-column-wrap pb60\">\n    <div class=\"dp-column-wrap-2 pl50\" style=\"display: flex;align-items: center;\">\n        <h3 class=\"orange-text mb0 max-300\" style=\"margin: inherit\">$67%<\/h3>\n    <\/div>\n    <div class=\"dp-column-wrap-2\">\n        <p class=\"mb0 dp-font-20 f-weight-500\">of users say DailyPay has helped them reduce financial stress.<sup>6<\/sup><\/sup><\/p>\n    <\/div>\n<\/div>\n<div id=\"benefits-for-employer\"><\/div>\n<div style=\"height: 13px;background: var(--primary-color);margin-left: 50px;max-width: 75px\"><\/div>\n<div style=\"border-bottom: 1px solid var(--primary-color)\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0943d0 elementor-widget elementor-widget-text-editor\" data-id=\"c0943d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>49% of users say DailyPay <strong>helps them avoid late fees or overdraft fees<\/strong><sup>7<\/sup><\/li><li>48% of Daily users say DailyPay <strong>helps them plan for the future and pay their regular bills on time<\/strong><sup>8<\/sup><\/li><li>30% of users say DailyPay <strong>helps them gain better control of their finances<\/strong><sup>9<\/sup><\/li><li>52% of users say their <strong>opinion of their employer has improved since they began using DailyPay<\/strong><sup>10<\/sup><\/li><li>77% of users surveyed by Mercator Advisory Group said that DailyPay\u2019s on-demand pay benefit <strong>helps them save money by avoiding other more expensive alternatives to handle expenses<\/strong><sup>11<\/sup><\/li><li>90% of users surveyed by Mercator Advisory Group reported <strong>improvement or elimination of reliance on legacy financial alternatives like overdraft fees, payday loans and late fees<\/strong><sup>12<\/sup><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69cf42d elementor-widget elementor-widget-html\" data-id=\"69cf42d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dp-column-wrap pb60\">\n    <div class=\"dp-column-wrap-2 pl50\" style=\"display: flex;align-items: center;\">\n        <h3 class=\"orange-text mb0 max-300\" style=\"margin: inherit\">67%<\/h3>\n    <\/div>\n    <div class=\"dp-column-wrap-2\">\n        <p class=\"mb0 dp-font-20 f-weight-500\">of users say DailyPay has helped them reduce financial stress.<\/p>\n    <\/div>\n<\/div>\n<div id=\"benefits-for-employer\"><\/div>\n<div style=\"height: 13px;background: var(--primary-color);margin-left: 50px;max-width: 75px\"><\/div>\n<div style=\"border-bottom: 1px solid var(--primary-color)\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc6fc02 elementor-widget elementor-widget-text-editor\" data-id=\"bc6fc02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>52% of users say their <strong>opinion of their employer has improved since they began using DailyPay<\/strong><\/li>\n<li>77% of users surveyed by Mercator Advisory Group said that DailyPay\u2019s on-demand pay benefit <strong>helps them save money by avoiding other more expensive alternatives to handle expenses<\/strong><\/li>\n<li>90% of users surveyed by Mercator Advisory Group reported <strong>improvement or elimination of reliance on legacy financial alternatives like overdraft fees, payday loans and late fees<\/strong><\/li>\n<li>46% DailyPay users say it has <strong>helped them to save more<\/strong><\/li>\n<li>81% of DailyPay users <strong>stopped using payday loans or reduced their use<\/strong> (15%). 88% of those who stopped or reduced their use credited DailyPay for this change<\/li>\n<li>79% of DailyPay users <strong>rarely\/never overdraw their account, or overdraw on their account less often than before they had DailyPay<\/strong> (18%)<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80a240a elementor-widget elementor-widget-html\" data-id=\"80a240a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dp-column-wrap pb60\">\n    <div class=\"dp-column-wrap-2 pl50\" style=\"display: flex;align-items: center;\">\n        <h3 class=\"orange-text mb0 max-300\" style=\"margin: inherit\">88%<\/h3>\n    <\/div>\n    <div class=\"dp-column-wrap-2\">\n        <p class=\"mb0 dp-font-20 f-weight-500\">of DailyPay users have less trouble with bills and loan payments now than they did before using DailyPay. 94% credit DailyPay for this change<\/p>\n    <\/div>\n<\/div>\n<div id=\"employee-financial-wellness-improving\"><\/div>\n<div style=\"height: 13px;background: var(--primary-color);margin-left: 50px;max-width: 75px\"><\/div>\n<div style=\"border-bottom: 1px solid var(--primary-color)\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7780249 elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"7780249\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-32 navy-text dp-font-primary f-weight-300 text-left dp-mb24 dp-mt48\" style=\"max-width: nonepx;margin: auto;\">Improving Employee Financial Wellness<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1221a5c elementor-widget elementor-widget-text-editor\" data-id=\"1221a5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Employee financial wellness is an employee\u2019s ability to effectively manage their finances. That means being financially prepared for emergencies, spending within their means, planning for the future and having access to the tools and information needed to make good financial decisions.\u00a0<\/p>\n<p>A company\u2019s most important investment is its workforce, so the financial wellness of employees directly affects its bottom line. Employees who have control over their finances and can make are happy, healthy, motivated, productive and loyal.\u00a0<\/p>\n<p>Employers have the power and the responsibility to help employees improve their financial wellness. The most effective way to do so is to first ask your employees what they need help with financially, and then offer a mix of traditional and modern financial wellness benefits that will reach all employees at your company. To best support your employees, customizable and personal financial wellness benefits are essential. Cookie cutter programs won\u2019t reach every employee and there\u2019s no one-size-fits-all when it comes to personal financial wellness.<\/p>\n<p>Learn how to get started with a modern, customizable financial wellness benefit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1e1e52 elementor-widget elementor-widget-html\" data-id=\"f1e1e52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"news-letter-form-wrap\">\n  <div class=\"news-letter-form-wrap-inner\">\n    <div class=\"news-letter-form-text\">\n      <h3 class=\"mb0 dp-font-32\">Get More On-Demand Pay Insights<span class=\"dp-period\">.<\/span><\/h3>\n      <div class=\"news-letter-artwork\">\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/Frame-1604.png\">\n      <\/div>\n    <\/div>\n    <div class=\"news-letter-form-embed\">\n      <div class=\"dp-marketo-form-normal mt0\">\n        <script src=\"https:\/\/lp.dailypay.com\/js\/forms2\/js\/forms2.min.js\"><\/script>\n        <form id=\"mktoForm_1012\" class=\"dp-marketo-form-wrap\"><\/form>\n        <script>\n          MktoForms2.loadForm('https:\/\/lp.dailypay.com', '685-PYJ-522', 1012, function(form) {\n            form.onSuccess(function(values, followUpUrl) {\n                dataLayer.push({\n                   'event': 'Form Submission',\n                    'form_audience': 'B2B',\n                   'form_category': formId,\n                });\n              form.getFormElem().hide();\n              document.getElementById('confirmform').style.display = 'block';\n              return false;\n            }); \n          });\n        <\/script>\n        <div id=\"confirmform\" style=\"display: none;max-width: 350px;margin: auto;\">\n            <p class=\"dp-font-20 dp-mb16 f-weight-600\">Thanks for subscribing!<\/p>\n          <p class=\"mb0 mt10\" style=\"max-width: 270px;\">You\u2019ll start receiving on-demand pay resources soon.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"orange-shadow\"><\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fc1aef elementor-widget elementor-widget-ucaddon_dp_footnotes\" data-id=\"9fc1aef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_footnotes.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Footnotes -->\n<style>\/* widget: DP Footnotes *\/\n\n.footnotes-textarea{\n  margin-bottom: 24px;\n  display: none;\n  color: #676b75;\n  font-size: 12px;\n  line-height: 16px;\n  max-width: nonepx;\n}\n\n.footnotes-textarea p{\n  margin-bottom: 10px;\n  color: #676b75;\n  font-size: 12px;\n  line-height: 16px;\n}\n\n.footnotes-column-wrapper p{\n  color: #676b75;\n  line-height: 16px;\n  margin-bottom: 4px;\n  display: flex;\n}\n\n.footnotes-column-wrapper p sup{\n  margin-right: 2px;\n}\n\n.footnotes-column-wrapper p a{\n  font-weight: 400;\n  text-decoration: underline;\n  color: #676b75;\n  transition: all ease 0.3s;\n  width: 100%;\n  max-width: max-content;\n}\n\n\n.elementor-widget-theme-post-content .footnotes-column-wrapper p a{\n  font-weight: 400;\n  text-decoration: underline;\n  color: #676b75;\n  transition: all ease 0.3s;\n}\n\n.footnotes-column-wrapper p a:hover{\n  color: #494c52;\n}\n\n\n.elementor-widget-theme-post-content .footnotes-column-wrapper p a:hover{\n  color: #494c52;\n}\n\n.footnotes-copy-text{\n  display: none;\n}\n\n.footnotes-copy-text .colon-symbol{\n  margin-right: 5px;\n}\n\n.dp-footnotes-show{\n  display: block;\n}\n\n.dp-column-wrap{\n  flex-wrap: wrap;\n}\n\n.footnotes-column-wrapper{\n  width: 100%;\n  margin: 0px;\n  display: flex;\n  flex-wrap: wrap;\n}\n\n.footnotes-column-wrapper.dp-column-wrap-1 p{\n  width: 100%;\n}\n\n.footnotes-column-wrapper.dp-column-wrap-2{\n  gap: 0 20px;\n}\n\n.footnotes-column-wrapper.dp-column-wrap-2 p{\n  width: calc(50% - 10px);\n}\n\n.footnotes-column-wrapper.dp-column-wrap-3{\n  gap: 0 15px;\n}\n\n.footnotes-column-wrapper.dp-column-wrap-3 p{\n  width: calc(33.33% - 10px);\n}\n\n.footnotes-column-wrapper.dp-column-wrap-4{\n  gap: 0 10px;\n}\n\n.footnotes-column-wrapper.dp-column-wrap-4 p{\n  width: calc(25% - 10px);\n}\n\n@media only screen and (max-width: 768px) {\n  .footnotes-column-wrapper.dp-column-wrap-4, .footnotes-column-wrapper.dp-column-wrap-3, .footnotes-column-wrapper.dp-column-wrap-2{\n    gap: 0\n  }\n  .footnotes-column-wrapper.dp-column-wrap-4 p, .footnotes-column-wrapper.dp-column-wrap-3 p, .footnotes-column-wrapper.dp-column-wrap-2 p{\n    width: 100%;\n  }\n}\n\n<\/style>\n\n<div class=\"footnotes-textarea\">All information herein is for educational purposes only and should not be relied upon for any other use. The information herein does not constitute the rendering of professional advice by DailyPay. DailyPay does not warrant the completeness or accuracy of any information provided to you.<\/div>\n<div class=\"dp-column-wrap\">\n  <div class=\"footnotes-column-wrapper dp-column-wrap-2\" style=\"max-width: nonepx;\">\n    <p class=\"f12 \"><sup>1<\/sup> <a href=\"https:\/\/www.cnbc.com\/select\/73-percent-of-americans-rank-finances-as-the-number-one-stress-in-life\/\" target=\"_blank\" rel=\"noopener\">Source<\/a><span class=\"dp-footnotes-show footnotes-copy-text\"><span class=\"colon-symbol\">:<\/span>CNBC, June 2023<\/span><\/p>\n<p class=\"f12 \"><sup>2<\/sup> <a href=\"https:\/\/www.zippia.com\/advice\/workplace-stress-statistics\/\" target=\"_blank\" rel=\"noopener\">Source<\/a><span class=\"dp-footnotes-show footnotes-copy-text\"><span class=\"colon-symbol\">:<\/span>Zippia, February 2023<\/span><\/p>\n<p class=\"f12 \"><sup>3<\/sup> <span alt=\"https:\/\/www.stress.org\/workplace-stress\" target=\"_blank\" rel=\"noopener\">Student Loan Debt Statistics, August 2023<\/span><span class=\"dp-footnotes-hide footnotes-copy-text\"><span class=\"colon-symbol\">:<\/span>DailyPay, 2020<\/span><\/p>\n<p class=\"f12 \"><sup>4<\/sup> <span alt=\"\" target=\"_blank\" rel=\"noopener\">Source<\/span><span class=\"dp-footnotes-show footnotes-copy-text\"><span class=\"colon-symbol\">:<\/span>CNBC, October 2022<\/span><\/p>\n<p class=\"f12 \"><sup>5<\/sup> <span alt=\"\" target=\"_blank\" rel=\"noopener\">Harris Poll Consumer Finances study commissioned by DailyPay and Funding Our Future, December 2021<\/span><span class=\"dp-footnotes-hide footnotes-copy-text\"><span class=\"colon-symbol\">:<\/span>DailyPay, 2020<\/span><\/p>\n<p class=\"f12 \"><sup>6, 7, 8, 9, 10<\/sup> <span alt=\"\" target=\"_blank\" rel=\"noopener\">DailyPay User Survey, November 2022<\/span><span class=\"dp-footnotes-hide footnotes-copy-text\"><span class=\"colon-symbol\">:<\/span>DailyPay, 2020<\/span><\/p>\n<p class=\"f12 \"><sup>11, 12<\/sup> <span alt=\"\" target=\"_blank\" rel=\"noopener\">Customer Perceived Savings Report, Mercator Advisory Group commissioned by DailyPay, August 2022<\/span><span class=\"dp-footnotes-hide footnotes-copy-text\"><span class=\"colon-symbol\">:<\/span>DailyPay, 2020<\/span><\/p>\n   <\/div>\n<\/div>\n<!-- end DP Footnotes -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8e3798 elementor-widget elementor-widget-html\" data-id=\"a8e3798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"footnotes-text-para\">\n    <p>All information herein is for educational purposes only and should not be relied upon for any other use. The information herein does not constitute the rendering of professional advice by DailyPay. DailyPay does not warrant the completeness or accuracy of any information provided to you.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c54e908 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c54e908\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-12a829d\" data-id=\"12a829d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c3196be elementor-widget elementor-widget-html\" data-id=\"1c3196be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\n    $('#edu-modules-side-menu li a').click(function() {\n    $(this).closest(\"li\").addClass('active').siblings().removeClass('active');\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7175829 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7175829\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a6a07d\" data-id=\"5a6a07d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-423938d elementor-widget elementor-widget-ucaddon_dp_heading_text\" data-id=\"423938d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_heading_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP Heading Text -->\n<style>\/* widget: DP Heading Text *\/\n\nh1 span, h2 span, h3 span, h4 span, h5 span, h6 span {\n  font-family: var(--primary-font) !important;\n}\n\n<\/style>\n\n<h2 class=\"dp-font-40 navy-text dp-font-primary f-weight-300 text-center dp-mb40 mt0\" style=\"max-width: 600px;margin: auto;\">Frequently Asked Questions<\/h2>\n<!-- end DP Heading Text -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-044d7e3 elementor-widget elementor-widget-ucaddon_dp_faq_s\" data-id=\"044d7e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ucaddon_dp_faq_s.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start DP FAQ&#039;s -->\n<style>\/* widget: DP FAQ&#039;s *\/\n\n\/* video faq styles *\/\n\n.faq-answer-video-wrap {\n  width: 100%;\n  display: flex;\n  margin-top: 22px;\n  overflow: hidden;\n  justify-content: center;\n  align-items: center;\n}\n\n.faq-answer-video-wrap .faq-answer-video-inner {\n  width: 100%;\n  margin: 10px;\n  \/* max-width: max-content; 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This may lead to anxiety or depression, as well as a drop in productivity and motivation. Financially stressed employees are also more likely to look for other employment, have more accidents, take more sick days, save less for emergencies and work beyond retirement. All of this adds additional cost for the employer.<\/p>\n        <\/section>\n      <\/li>\n<li class=\"accordian-open\" role=\"heading\" aria-level=\"3\">\n        <div class=\"accordion-head\" role=\"button\" tabindex=\"0\" aria-expanded=\"true\">\n          How do I improve employee financial wellness?\n          <span class=\"acc-icon\" aria-hidden=\"true\">\n            <i class=\"fas fa-chevron-down\" aria-hidden=\"true\"><\/i>\n          <\/span>\n        <\/div>\n        <section>\n          <p>Employers can help improve the financial wellness of their employees in several ways. Employers can offer tax-saving benefits like retirement plans, health savings accounts, pre-tax transportation accounts and more. Some other benefits that could help employees achieve greater financial wellness are employee discount programs and financial wellness training.<\/p>\n        <\/section>\n      <\/li>\n<li class=\"accordian-open\" role=\"heading\" aria-level=\"3\">\n        <div class=\"accordion-head\" role=\"button\" tabindex=\"0\" aria-expanded=\"true\">\n          What are some examples of employee financial wellness benefits?\n          <span class=\"acc-icon\" aria-hidden=\"true\">\n            <i class=\"fas fa-chevron-down\" aria-hidden=\"true\"><\/i>\n          <\/span>\n        <\/div>\n        <section>\n          <p>Employers have many options when it comes to offering employee financial wellness benefits. Some examples include: employer-sponsored retirement plans, life insurance plans, commuter benefits, emergency savings funds, retirement plans, student loan assistance, financial education and home buying assistance.<\/p>\n        <\/section>\n      <\/li>\n     <\/ul>\n  <\/div>\n<\/div>\n<!-- end DP FAQ's -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53751b97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53751b97\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d0be99\" data-id=\"d0be99\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28534e3f elementor-widget elementor-widget-html\" data-id=\"28534e3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"why-top-companies-choose-dp-wrap\">\n  <div class=\"why-top-companies-choose-dp-wrap-heading-cont\">\n  <h2 class=\"mb0 dp-font-32 text-center mb0\">See Why Top Companies Choose DailyPay<\/h2>\n  <div class=\"why-top-companies-choose-dp-wrap-heading-cont-btn\">\n      <a href=\"\/demo\/\" class=\"dp-btn-normal dp-blue-orange-btn\">Let's Talk<\/a>\n  <\/div>\n  <\/div>\n  <div class=\"why-top-companies-choose-dp-wrap-cont\">\n    <div class=\"why-top-companies-choose-dp-wrap-inner\">\n      <div class=\"why-top-companies-choose-dp-inner-icon-wrap\">\n        <div class=\"why-top-companies-choose-dp-inner-icon\">\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/empowering-employees.svg\">\n        <\/div>\n        <div class=\"why-top-companies-choose-dp-inner-icon-text\">\n          <p class=\"dp-font-20 mb0 mt0  text-left\"><b>Empowering for Employees<\/b><\/p>\n        <\/div>\n      <\/div>\n      <p>Greater financial control with access up to 100% of their DailyPay balance to meet the challenges of unexpected financial disruptions.<\/p>\n      <hr>\n      <p>Improved planning with visibility to spending and earned pay in one easy-to-use app.<\/p>\n      <hr>\n      <p>No need for a pre-existing checking or savings account.<\/p>\n    <\/div>\n    <div class=\"why-top-companies-choose-dp-wrap-inner\">\n      <div class=\"why-top-companies-choose-dp-inner-icon-wrap\">\n        <div class=\"why-top-companies-choose-dp-inner-icon\">\n          <img decoding=\"async\" src=\"\/wp-content\/uploads\/simple-secure-employers.svg\">\n        <\/div>\n        <div class=\"why-top-companies-choose-dp-inner-icon-text\">\n          <p class=\"dp-font-20 mb0  text-left\"><b>Simple and Secure for Employers<\/b><\/p>\n        <\/div>\n      <\/div>\n      <p>Minimal change to payroll processes \u2014 DailyPay handles \nit all.<\/p>\n      <hr>\n      <p>Seamless integration with HCM, payroll, banking and benefit applications.<\/p>\n      <hr>\n      <p>Enterprise-grade platform that keeps data private and the service running so it's always there when your employees need it.<\/p>\n    <\/div>\n  <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In this Article What Is Employee Financial Wellness? Why is Employee Financial Wellness Important? How to Improve Employee Financial Wellness Most Common Employee Financial Wellness Program Traditional Employee Financial Wellness Benefits Modern Employee Financial Wellness Benefits What Happens When Employees Improve Their Financial Wellness Improving Employee Financial Wellness What Is Employee Financial Wellness? Employee financial<a class=\"read-more\" href=\"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/\">Read More<\/a><\/p>\n","protected":false},"author":32,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"tags":[186,684,221],"class_list":["post-34028","page","type-page","status-publish","hentry","tag-financial-wellness","tag-popular-search-ivory","tag-turnover-rate"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What You Need to Know About Employee Financial Wellness - DailyPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What You Need to Know About Employee Financial Wellness\" \/>\n<meta property=\"og:description\" content=\"In this Article What Is Employee Financial Wellness? Why is Employee Financial Wellness Important? How to Improve Employee Financial Wellness Most Common Employee Financial Wellness Program Traditional Employee Financial Wellness Benefits Modern Employee Financial Wellness Benefits What Happens When Employees Improve Their Financial Wellness Improving Employee Financial Wellness What Is Employee Financial Wellness? 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Why is Employee Financial Wellness Important? How to Improve Employee Financial Wellness Most Common Employee Financial Wellness Program Traditional Employee Financial Wellness Benefits Modern Employee Financial Wellness Benefits What Happens When Employees Improve Their Financial Wellness Improving Employee Financial Wellness What Is Employee Financial Wellness? Employee financialRead More","og_url":"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/","og_site_name":"DailyPay","article_publisher":"https:\/\/www.facebook.com\/dailypay","article_modified_time":"2025-08-11T18:52:41+00:00","og_image":[{"url":"https:\/\/www.dailypay.com\/wp-content\/uploads\/Employee-Financial-Wellness-1.png","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_site":"@dailypay","twitter_misc":{"Est. reading time":"12 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/","url":"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/","name":"What You Need to Know About Employee Financial Wellness - DailyPay","isPartOf":{"@id":"https:\/\/www.dailypay.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/#primaryimage"},"image":{"@id":"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.dailypay.com\/wp-content\/uploads\/Employee-Financial-Wellness-1.png","datePublished":"2023-02-01T14:33:54+00:00","dateModified":"2025-08-11T18:52:41+00:00","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.dailypay.com\/employee-financial-wellness-2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dailypay.com\/employee-financial-wellness-2\/#primaryimage","url":"https:\/\/www.dailypay.com\/wp-content\/uploads\/Employee-Financial-Wellness-1.png","contentUrl":"https:\/\/www.dailypay.com\/wp-content\/uploads\/Employee-Financial-Wellness-1.png","width":608,"height":442,"caption":"A diagram explaining the importance of financial wellness for employees, showing that it's an employer's responsibility, it can be supported in various ways, and that financially well employees are more motivated\u2014making it a key employee retention strategy."},{"@type":"WebSite","@id":"https:\/\/www.dailypay.com\/#website","url":"https:\/\/www.dailypay.com\/","name":"DailyPay","description":"Earned Wage Access Provider - DailyPay","publisher":{"@id":"https:\/\/www.dailypay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.dailypay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.dailypay.com\/#organization","name":"DailyPay","url":"https:\/\/www.dailypay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dailypay.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.dailypay.com\/wp-content\/uploads\/dailypay-logo.svg","contentUrl":"https:\/\/www.dailypay.com\/wp-content\/uploads\/dailypay-logo.svg","width":157,"height":39,"caption":"DailyPay"},"image":{"@id":"https:\/\/www.dailypay.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/dailypay","https:\/\/x.com\/dailypay","https:\/\/www.instagram.com\/trydailypay\/","https:\/\/www.linkedin.com\/company\/dailypay-inc\/","https:\/\/www.youtube.com\/channel\/UCOHcuqx2v4Yqpm1bdt1AMWA"]}]}},"_links":{"self":[{"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/pages\/34028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/comments?post=34028"}],"version-history":[{"count":0,"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/pages\/34028\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/media?parent=34028"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dailypay.com\/wp-json\/wp\/v2\/tags?post=34028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}